Alliance CashVantage Personal Financing-i provides you the financial needs be it for personal or for business purpose with low monthly instalments, flexible financing tenure and profit rate at 10.38%* p.a (flat rate basis).What are the BENEFITS?
- Monthly instalments from as low as RM103*
- Complementary Takaful coverage (Death & Total Permanent Disability)
- Flexible financing tenure up to 7 years
- No Processing Fee
- No guarantor or collateral required
- No Early Settlement Penalty
| Financing Amount (RM) | Tenure | Profit Rate |
| Min: RM5,000 | Min: 1 year (12 months) | 10.38% p.a (flat rate basis) |
| Max: RM150,000 | Max: 7 years (84 months) |
| Financing Amount (RM) |
Monthly Instalment based on 10:38% p.a (flat rate basis) | ||||||
| 1 Year (RM) |
2 Years (RM) |
3 Years (RM) |
4 Years (RM) |
5 Years (RM) |
6 Years (RM) |
7 Years (RM) |
|
| 5,000 | 460 | 252 | 182 | 147 | 127 | 113 | 103 |
| 10,000 | 920 | 503 | 364 | 295 | 253 | 225 | 206 |
| 30,000 | 2760 | 1510 | 1093 | 885 | 760 | 676 | 617 |
| 50,000 | 4599 | 2516 | 1821 | 1474 | 1266 | 1127 | 1028 |
* Based on financing amount of RM5,000 for 7 years tenure at 10.38% p.a (flat rate basis).
** Terms and Conditions apply.
** Terms and Conditions apply.
| Processing Fee |
Bank Charges | ||
| Processing Fee | No processing fee. | ||
| Early Settlement Penalty | Only a 3 months' written notice or 3 months' profit rate in lieu of such notice is required. | ||
| Compensation charges on late payment | 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement. | ||
| Stamp Duty Fee & Handling Fees [as per Stamp Duty Act 1949 (revised 1989)] | 0.55% on total approved financing amount to be deducted from financing facility. |
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